Privacy Policy

Angel & Taylor (“we”, “us”, “our”) operates angelandtaylor.com (the “site”). This policy explains what information we collect, how we use it, who we share it with, and the rights you have over it.

We are independent life insurance advisors based in California, affiliated with Experior Financial Group. We are not a captive agent of any carrier and we are not affiliated with Medicare or any government agency.

1. Information we collect

Information you give us directly. When you submit a form or book a call, we collect details including your name, email address, phone number, age, current insurance status, coverage needs, and any other information you choose to share with us.

Information collected automatically. When you visit the site, we and our service providers collect technical information such as IP address, device type, browser, referring page, and how you interact with our pages. This is collected through cookies, pixels, and similar technologies, including the Meta (Facebook) Pixel and Google Analytics.

Information from third parties. If you arrived from an advertisement, the advertising platform may share information with us such as the campaign you came from and how you engaged with the ad.

2. How we use your information

To respond to your enquiry and schedule a consultation.
To search the insurance market on your behalf and present suitable policy options from licensed carriers.
To send follow-up communications about your enquiry by email, phone, or text message.
To measure and improve the performance of our website and advertising.
To meet our legal, regulatory, and licensing obligations as insurance advisors.

3. Who we share your information with

We do not sell your personal information. We share it only with:

Insurance carriers when you ask us to obtain a quote or submit an application on your behalf.
Experior Financial Group, the agency through which we operate, for compliance and supervisory purposes.
Service providers who help us run the business, including GoHighLevel (CRM and forms), Meta and Google (advertising and analytics), and our email and phone providers.
Regulators or law enforcement when we are required to by law.

4. Cookies and tracking

We use cookies and similar technologies to make the site work, remember your preferences, measure how the site is used, and serve relevant advertising. You can control cookies through your browser settings. Disabling cookies may affect how the site works.

We use the Meta Pixel to measure the effectiveness of our advertising on Facebook and Instagram. You can manage your Meta ad preferences in your Facebook account settings.

5. Your California privacy rights (CCPA / CPRA)

If you are a California resident, you have the right to:

Know what personal information we have collected about you and how we use it.
Request a copy of your personal information.
Request that we correct inaccurate personal information.
Request that we delete your personal information, subject to legal exceptions.
Opt out of the sale or sharing of your personal information. We do not sell your personal information.
Not be discriminated against for exercising these rights.

To exercise any of these rights, contact us at [email protected]. We will verify your identity before responding and aim to reply within 45 days.

6. Marketing communications

By submitting a form on this site, you agree to receive communications from us by email, phone, and text message about your enquiry. You can opt out at any time by replying STOP to a text, clicking unsubscribe in an email, or asking us directly. Standard message and data rates may apply.

7. Security

We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

8. Children

This site is not directed to anyone under 18. We do not knowingly collect information from children. If you believe we have, contact us and we will delete it.

9. Changes to this policy

We may update this policy from time to time. The “last updated” date at the top of this page reflects the most recent version. Continued use of the site after a change means you accept the updated policy.

10. Contact

Questions about this policy or your information? Email [email protected].

Terms & Conditions

These terms govern your use of angelandtaylor.com (the “site”). By using the site you agree to these terms. If you don’t agree, please don’t use the site.

1. Who we are

The site is operated by Angel & Taylor, independent life insurance advisors based in California, affiliated with Experior Financial Group. We are not a captive agent of any single insurance carrier and we are not affiliated with Medicare or any government agency.

2. What the site is for

This site is a marketing and lead-generation tool. It exists so people can learn about us, watch our videos, and book a free consultation call. No insurance is bought, sold, or applied for through this site. Any actual policy must be applied for separately, is subject to underwriting by the carrier, and is not guaranteed.

3. Information accuracy

Any premiums, savings, comparisons, or examples shown on this site are illustrative. They are based on general market data for healthy applicants in average circumstances. Your actual rates, eligibility, and coverage will depend on your individual age, health, lifestyle, the carrier, the policy type, and underwriting. Nothing on this site is a guarantee of any specific premium, payout, or approval.

4. Booking a consultation

Booking a call with us is free and carries no obligation. The call itself does not create a formal advisor-client relationship until both parties agree to proceed. Anything we discuss on the call is for your information. Any policy you ultimately apply for goes through the issuing carrier’s underwriting process.

5. Not legal, tax, or financial advice

Information on this site is general in nature. It is not legal, tax, or comprehensive financial advice. For decisions that involve your legal or tax situation, consult a licensed attorney or tax professional. Insurance recommendations on the call are based on the information you share with us at that time.

6. Intellectual property

All content on this site, including text, design, graphics, logos, and videos, is owned by or licensed to Angel & Taylor and is protected by copyright. You may view and share the content for personal, non-commercial purposes. You may not copy, reproduce, or use it commercially without our written permission.

7. Third-party links and platforms

The site may include links to third-party platforms (such as Google Meet, Google Calendar, or carrier websites). We are not responsible for the content or practices of those platforms. Your use of them is governed by their own terms.

This site is not part of the Facebook website or Meta Platforms, Inc. It is also not endorsed by Meta in any way. Facebook is a trademark of Meta Platforms, Inc.

8. Limitation of liability

To the fullest extent permitted by law, Angel & Taylor is not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the site, including any decision you make based on illustrative information shown on the site. Nothing in these terms limits liability that cannot be excluded under California law.

9. Indemnification

You agree to indemnify and hold harmless Angel & Taylor and its agents from any claim arising out of your misuse of the site or breach of these terms.

10. Governing law

These terms are governed by the laws of the State of California, without regard to conflict of law principles. Any dispute will be resolved in the state or federal courts located in California.

11. Changes to these terms

We may update these terms from time to time. The “last updated” date at the top of this page reflects the most recent version. Continued use of the site after a change means you accept the updated terms.

12. Severability

If any part of these terms is found to be unenforceable, the rest will remain in effect.

13. Contact

Questions about these terms? Email [email protected].

Privacy Policy & Terms.